Terms of Service
Last Updated: October 15, 2023
Welcome to Sidavi Sanoko. These Terms of Service govern your use of our financial education platform and services. By accessing or using our services, you agree to be bound by these terms.
Account Registration
To access certain features of our services, you must create an account:
- You must provide accurate and complete information
- You are responsible for maintaining the confidentiality of your account credentials
- You must be at least 18 years old to create an account
- You are responsible for all activities that occur under your account
- We reserve the right to suspend or terminate accounts that violate these terms
Service Description
Sidavi Sanoko provides financial education services including:
- Online courses and educational materials
- Budgeting tools and financial planning resources
- Personalized financial guidance
- Community forums and discussion groups
Payment Terms
Certain services require payment of fees:
- Fees are stated in Canadian dollars
- Payment must be made by valid credit card or other accepted payment method
- All fees are non-refundable except as required by law or stated in our refund policy
- We may change our fees at any time with 30 days' notice
Intellectual Property Rights
All content provided through our services is protected by intellectual property laws:
- We grant you a limited, non-exclusive license to access and use our services
- You may not copy, modify, distribute, or create derivative works without permission
- All trademarks, logos, and service marks are our property
- User-generated content remains your property, but you grant us a license to use it
User Conduct
You agree not to engage in any of the following prohibited activities:
- Violating any applicable laws or regulations
- Infringing upon our or others' intellectual property rights
- Harassing, abusing, or harming other persons
- Providing false or misleading information
- Interfering with or disrupting our services
- Attempting to bypass any security measures
Disclaimer of Financial Advice
Our services provide financial education, not financial advice:
- Information provided is for educational purposes only
- We are not financial advisors, planners, or registered investment advisors
- You should consult with qualified professionals before making financial decisions
- Past performance does not guarantee future results
Limitation of Liability
To the maximum extent permitted by law:
- We shall not be liable for any indirect, incidental, or consequential damages
- Our total liability is limited to the amount you paid for services in the past six months
- We are not responsible for any financial losses resulting from use of our services
Indemnification
You agree to indemnify and hold harmless Sidavi Sanoko from any claims, damages, or expenses arising from:
- Your use of our services
- Your violation of these terms
- Your infringement of any third-party rights
Termination
We may terminate or suspend your account at any time without notice:
- For violations of these terms
- For fraudulent or illegal activities
- For any reason with 30 days' notice
Governing Law
These terms are governed by the laws of Ontario, Canada. Any disputes will be resolved in the courts of Toronto, Ontario.
Changes to Terms
We may modify these terms at any time. We will provide notice of changes by posting the updated terms on our website. Your continued use of our services constitutes acceptance of the modified terms.
Contact Information
If you have questions about these Terms of Service, please contact us at:
Sidavi Sanoko
123 Financial District St
Toronto, ON M5X 1A1
Email: legal@sidavi-sanoko.sbs
Phone: +1 4377441258